距离四级口语考试还有10天的时间，很多同学还没有完全准备好，或者还没有开始准备。同学们也不要过于紧张，纵观历年四级口语考试题目，四级口语的难度并不大。文都四六级小编也是在这准备复习的紧要关头，通过历年的考题的梳理，比如：个人品质、教育问题、环境问题、个人兴趣等，这里文都小编给大家预测了一下本次极有可能考到的话题“在线支付。”
与“在线支付”相关的提问、词汇和句子分享如下：
提问：Introduce your opinion about the online payment.
词汇：在线支付online payment 技术创新 technology innovation
支付宝Alipay 现金 cash
信息泄露information leakage 谨慎prudence
交易transactions 信用卡credit card
安全性 security 便利 convenience
Introduce your opinion about the online payment.(说说在线支付的个人意见)
四级口语参考回答如下：
In China, Alipay is popular everywhere. The use of online payment is carried out with a smart phone. Nowadays, people go out to work or play without cash, and any deal can be finished by this advanced way. People don’t need to worry about the problems stemming from the lack of cash. Online payment do bring us many advantages.
First and foremost, online payment can save consumers’ time. For example, when we line up in the supermarket to check out, the cashier will delay a lot of time because of the change. Now the cashier can scan the mobile phone in a second, and the bill can be paid immediately, and there is no mistake.
Second, people don't have to worry about receiving fake money. Many years ago, it was easy to get fake money when changing. But now, as cash is used less frequently, people will not receive fake money without paper money. With the development of new applications, our life will be more convenient.
Finally, as our technology advances, this trend will become more and more obvious. Online payment will be advocated around the world, which will be the way to pay bills in the future. However, while enjoying the convenience brought by online payment, we should also pay attention to information security to prevent information leakage and property loss.
四级口语参考译文：
近些年，支付宝在中国受到了欢迎。现在在线支付都是通过手机完成的。现在人们出门几乎都不用带现金，任何消费都可以用手机来支付完成。我们再也不用担心因为没有带现金而造成一些不必要的麻烦。在线支付给我们带来了很多好处。
首先，在线支付可以为我们节约很多时间。比如，我们在超市排队结账时，收银员会因为找零钱而耽误很多时间，现在收银员可以一秒扫描手机，账单就可以马上支付了，而且是零失误。
其次，人们不用担心收到假钱。多年之前，人们在找零的时候容易收到假钱。但是现在，随着现金的使用频率减少，没有了纸币，人们就不会收到假钱。随着新的应用程序的发展，我们的生活将更加方便。
最后，随着我们技术的进步，这个趋势会越来越明显。全世界也将会提倡网络支付，这将是未来的支付账单的方式。然而，我们在享受在线支付带来的便利的同时，也要注意信息安全，防止信息泄露，造成财产损失。
以上就是文都四六级英语老师为各位考生带来的2019年11月四级口语考试话题预测：在线支付，希望能够对各位考生有所助益。文都教育祝各位同学都可以取得令人满意的成绩。
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2017年11月-2019年5月历年英语四级口语考试真题及解析
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